Ensibuuko is hiring a Credit Officer to manage VSLA credit operations across the Teso and Lango sub-regions. You will move already-onboarded village savings groups to credit readiness and oversee loans, repayments and portfolio quality. The role is field-based with frequent travel and clear performance targets.
Key Responsibilities
- Receive onboarded VSLAs and run credit readiness checks on records, governance, savings discipline and meeting consistency
- Classify groups as credit-ready, deferred or ineligible, give feedback, and help groups close eligibility gaps
- Coordinate credit assessments and loan applications, and support approval and disbursement with internal teams and lending partners
- Monitor loan use and repayment, and follow up on late payments with DCEs and group leaders
- Keep the portfolio healthy (repayment rate of 98% or more), monitor portfolio at risk, and plan recovery for delinquent groups
- Supervise and mentor the DCEs handling credit-active groups
- Act as main credit contact for partners and keep loan data accurate in the system
- Prepare weekly and monthly credit reports and ensure compliance with credit policies
Requirements
- Bachelor’s degree in finance, economics, business administration or a related field
- 2 to 3 years of experience in microfinance, VSLA lending or group credit
- Strong understanding of VSLA methods and group lending risk
- Experience working with field agents or community-based credit models
- Comfortable with digital loan management systems
- Credit analysis, stakeholder management, data-driven decision-making, integrity and accountability
How to Apply
Apply through the employer’s official page: https://ensibuuko.com/.
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